{"id":80594,"date":"2025-01-12T04:14:24","date_gmt":"2025-01-12T09:14:24","guid":{"rendered":"https:\/\/luchonoticias.com\/?p=80594"},"modified":"2025-01-12T04:14:25","modified_gmt":"2025-01-12T09:14:25","slug":"una-nueva-forma-de-administrar-las-pensiones","status":"publish","type":"post","link":"https:\/\/luchonoticias.com\/editor\/una-nueva-forma-de-administrar-las-pensiones\/","title":{"rendered":"Una nueva forma de administrar las pensiones"},"content":{"rendered":"\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"400\" src=\"https:\/\/luchonoticias.com\/wp-content\/uploads\/2025\/01\/pensiones.jpg\" alt=\"\" class=\"wp-image-80595\" srcset=\"https:\/\/luchonoticias.com\/editor\/wp-content\/uploads\/2025\/01\/pensiones.jpg 700w, https:\/\/luchonoticias.com\/editor\/wp-content\/uploads\/2025\/01\/pensiones-300x171.jpg 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/figure>\n\n\n\n<p>El 16 de enero de 2025 es el plazo m\u00e1ximo que tienen los afiliados a Colpensiones, que no est\u00e9n en r\u00e9gimen de transici\u00f3n, para seleccionar su Administradora del Componente Complementario de Ahorro Individual (ACCAI), seg\u00fan lo establece la Reforma Pensional (Ley 2381 de 2024). Esta decisi\u00f3n impactar\u00e1 a quienes ganen m\u00e1s de 2,3 salarios m\u00ednimos mensuales ($3&#8217;274.050), monto que define el reparto entre el Componente de Prima Media administrado por Colpensiones y las ACCAI.<\/p>\n\n\n\n<p>Las ACCAI son entidades que administrar\u00e1n las cotizaciones que superen los 2,3 salarios m\u00ednimos, y los afiliados que no elijan una antes de la fecha l\u00edmite ser\u00e1n asignados autom\u00e1ticamente a una de las cuatro autorizadas: Protecci\u00f3n, Porvenir, Skandia o Colfondos. Los aportes al Componente Complementario comenzar\u00e1n a realizarse desde el 1 de julio de 2025, fecha en que entra en vigor la Ley 2381.<\/p>\n\n\n\n<p>Los afiliados podr\u00e1n cambiar su ACCAI despu\u00e9s de seis meses de permanencia. Esto brinda una oportunidad para que los aportantes eval\u00faen la calidad de los servicios ofrecidos por la entidad seleccionada o asignada, garantizando mayor libertad en la administraci\u00f3n de sus recursos pensionales.<\/p>\n\n\n\n<p><strong>Empresas habilitadas para ser ACCAI<\/strong><\/p>\n\n\n\n<p>La Reforma Pensional autoriza a varias entidades, como sociedades administradoras de fondos de pensiones, fiduciarias, aseguradoras de vida, comisionistas de bolsa, Colpensiones y entidades sin \u00e1nimo de lucro, a operar como ACCAI, siempre que cumplan con los requisitos establecidos por la Superintendencia Financiera de Colombia (SFC).<\/p>\n\n\n\n<p>La SFC seguir\u00e1 actualizando en su p\u00e1gina web el listado oficial de ACCAI autorizadas, conforme a las normativas del Ministerio de Hacienda. Esto garantizar\u00e1 que los afiliados cuenten con informaci\u00f3n clara y confiable para tomar decisiones sobre la administraci\u00f3n de su ahorro pensional complementario.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>El 16 de enero de 2025 es el plazo m\u00e1ximo que tienen los afiliados a Colpensiones, que no est\u00e9n en r\u00e9gimen de transici\u00f3n, para seleccionar su Administradora del Componente Complementario de Ahorro Individual (ACCAI), seg\u00fan lo establece la Reforma Pensional (Ley 2381 de 2024). Esta decisi\u00f3n impactar\u00e1 a quienes ganen m\u00e1s de 2,3 salarios m\u00ednimos [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":80595,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28,32],"tags":[],"class_list":["post-80594","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualidad","category-nacional"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Una nueva forma de administrar las pensiones -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/luchonoticias.com\/editor\/una-nueva-forma-de-administrar-las-pensiones\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" 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