{"id":91826,"date":"2025-12-31T04:20:22","date_gmt":"2025-12-31T09:20:22","guid":{"rendered":"https:\/\/luchonoticias.com\/editor\/?p=91826"},"modified":"2025-12-31T04:20:23","modified_gmt":"2025-12-31T09:20:23","slug":"asi-queda-el-soat-para-el-2026","status":"publish","type":"post","link":"https:\/\/luchonoticias.com\/editor\/asi-queda-el-soat-para-el-2026\/","title":{"rendered":"As\u00ed queda el SOAT para el 2026"},"content":{"rendered":"\n<p>La Superintendencia Financiera de Colombia confirm\u00f3 que a partir de 2026 se aplicar\u00e1 un ajuste en las tarifas m\u00e1ximas del Seguro Obligatorio de Accidentes de Tr\u00e1nsito (SOAT). De acuerdo con la entidad, las categor\u00edas sujetas a tarifas diferenciales tendr\u00e1n un incremento del <strong>5,17%<\/strong>, mientras que el resto de veh\u00edculos experimentar\u00e1 un aumento menor, estimado en <strong>0,38%<\/strong>.<\/p>\n\n\n\n<p>El ajuste del 5,17% cobijar\u00e1 a los <strong>veh\u00edculos de mayor exposici\u00f3n y riesgo<\/strong>, entre ellos los <strong>ciclomotores, motos de todas las cilindradas, motocarros, tricimotos y cuadriciclos<\/strong>. Tambi\u00e9n incluye al <strong>servicio p\u00fablico de pasajeros<\/strong>, como microbuses y buses urbanos e intermunicipales, adem\u00e1s de los <strong>motocarros de carga<\/strong>, las <strong>ambulancias<\/strong>, los <strong>veh\u00edculos de transporte escolar<\/strong> y los <strong>taxis<\/strong>.<\/p>\n\n\n\n<p>Seg\u00fan la Superfinanciera, este reajuste busca garantizar el equilibrio t\u00e9cnico del seguro y responder a los cambios observados en la siniestralidad del pa\u00eds. El informe de las aseguradoras revela que entre 2024 y 2025 el parque automotor asegurado creci\u00f3 <strong>7%<\/strong>, pasando de <strong>9,9 a 10,6 millones de p\u00f3lizas<\/strong>.<\/p>\n\n\n\n<p>Durante ese mismo periodo, la <strong>frecuencia de accidentalidad disminuy\u00f3<\/strong> del <strong>9,3% al 8,2%<\/strong>, mientras que la <strong>severidad promedio por v\u00edctima aument\u00f3<\/strong> en <strong>$179.000<\/strong>, alcanzando los <strong>$2,8 millones<\/strong>. En conjunto, la <strong>siniestralidad general del SOAT se redujo 4,9%<\/strong> en el \u00faltimo a\u00f1o.<\/p>\n\n\n\n<p>Con este ajuste, la Superintendencia busca mantener la sostenibilidad del sistema y asegurar que las p\u00f3lizas contin\u00faen ofreciendo cobertura eficiente frente a los costos crecientes de atenci\u00f3n m\u00e9dica y reparaci\u00f3n derivados de los accidentes de tr\u00e1nsito.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Superintendencia Financiera de Colombia confirm\u00f3 que a partir de 2026 se aplicar\u00e1 un ajuste en las tarifas m\u00e1ximas del Seguro Obligatorio de Accidentes de Tr\u00e1nsito (SOAT). De acuerdo con la entidad, las categor\u00edas sujetas a tarifas diferenciales tendr\u00e1n un incremento del 5,17%, mientras que el resto de veh\u00edculos experimentar\u00e1 un aumento menor, estimado en [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":91827,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[28,32],"tags":[],"class_list":["post-91826","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualidad","category-nacional"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>As\u00ed queda el SOAT para el 2026 -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/luchonoticias.com\/editor\/asi-queda-el-soat-para-el-2026\/\" \/>\n<meta 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